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Traffic was formed in 1993 to meet the needs of trucking companies to obtain casualty insurance coverage at affordable rates. The founders of Traffic perceived that the commercial insurance industry was not responsive to this basic commercial necessity.

With the assistance of Captive Resources and Cottingham and Butler, the original members of Traffic sought to create a more customized, affordable insurance alternative. In forming Traffic, the goal of these trucking company owners was to increase buying power and allow member companies many of the same advantages of control generally afforded to only the largest of companies.

The mission of Traffic is to provide the highest quality insurance protection and services for its shareholders. By bonding together to create true sharing of risk, the shareholders can control insurance costs and avoid the volatility of the general insurance industry. Additional benefits are created through the increased assurance of coverage, the stabilization of premiums and the improved management of risk through effective loss control.

Traffic, through the active participation of its shareholders, endeavors to provide the long-term security of a well-managed offshore insurance company. To meet this goal, only those providers of services that meet the highest standards of excellence are associated with Traffic

The philosophy of Traffic emphasizes that insurance is a manageable cost. Through the understanding of insurance as a business, Traffic shareholders have unveiled the mystique of the insurance industry. Based upon this simple yet powerful concept, Traffic has grown to a company in excess of $61,000,000 in annual premiums. Through ownership in Traffic, shareholders have indeed taken control of their insurance destiny.