Skip to main content
  • Achieve Your Insurance Goals
    Learn how to transform insurance premiums
    from a pure cost into a potential profit center
  • The Premier Mark of Control
    Each Captive owner becomes a Director
    of the Company allowing for maximum
    input into insurance company operation
  • Control Your Insurance Destiny
    Investment income from each owner’s distinct loss
    fund and potential profits accrue directly to that
    owner’s bottom line

Welcome to Traffic Insurance Ltd.

Traffic Insurance Ltd. (Traffic) was formed in 1993 to provide trucking companies with a more customized, affordable and stable insurance alternative. Its mission is to provide the highest quality insurance protection for its non-related shareholders.

The Company is licensed in the Cayman Islands to reinsure risks from the policy issuing company, Travelers Indemnity Company (rated A+ by A.M. Best). Travelers Indemnity Company is licensed and admitted providing coverage to the membership in the United States. The types of coverage reinsured by Traffic are Workers’ Compensation, Automobile Liability and Physical Damage.

Traffic is a homogeneous member-owned group captive targeting above average trucking companies with fleets ranging from 75 to 800 units, for hire and private, and long haul, LTL, intermediate, etc. It offers loss control and claims management programs tailored specifically for the trucking industry.


The Company

The company, through the active participation of its shareholders, provides the long-term security of a well-managed off-shore insurance company. To meet this goal, only those providers of services that can meet the highest standards of excellence shall be associated with Traffic.


The Mission

The mission of Traffic is to provide the highest quality insurance protection for its non-related shareholders. By bonding together to create a true sharing of risk, the shareholders can control their insurance costs and avoid the volatility of the traditional insurance industry. Additional benefits are created through the increased assurance of coverage, the stabilization of premiums and the improved management of risk through effective loss control.


The Philosophy

The philosophy of Traffic emphasizes that insurance is a manageable cost. Through the understanding of insurance as a business, Traffic shareholders have unveiled the mystique of the insurance industry and the indiscriminate nature by which costs are determined. Through ownership in Traffic, shareholders have indeed taken control of their insurance destiny.

Quick Stats

$163M Total Assets
57 Members
$83M Dividends Paid
10,000 Power Units
1 Billion Mileage